reserves the right to change the interest rates at any time without prior notice. Interest paid at Maturity, compounded annually (min. Interest will be calculated on the daily outstanding balance and is payable monthly in arrears. Last Updated: 2020-12-29 * The Premier-exclusive rates set out in the table above shall apply only to account(s) which are subject to the terms and conditions governing the use of HSBC Premier Account Package. Loans Rates; Home Loan: Home loan rates are quoted at BLR + margin. See the range of savings accounts available to HSBC customers, as well as some guidance to get you started. Mortgage Rates above are applicable to First Mortgages only. Tariffs Bank tariff guide for HSBC customers (PDF, 3.44MB) Bank tariff guide for HSBC customers (PDF, 3.44MB) Download link They are not guaranteed and maybe subject to revision, as per prevailing market conditions. $500)-Interest paid at Maturity, non-compounded (min. 1 The HSBC Premier Savings account is available to customers with an HSBC Premier 9 checking account in the United States.. 2 The Annual Percentage Yields (APYs) and balances for an HSBC Premier Savings account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99, 0.10% APY $25,000 - $99,999.99, 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. Minimum salary amount that must be credited to the HSBC eFlexi Account in each calendar month in … For more information and to opt out of cookies, visit the cookie section of our Privacy Code. Note: Fixed deposits below INR 1 crore can be booked on-line. $500) 0.10%: Term length: 90 days Interest paid Monthly, non-compounded (min. Gross is the rate of interest if interest were paid and not compounded each year.. See our help and support pages for guidance and to find out what you can do through online and mobile banking. from the highest offering interest rate of each type and tier. If you withdraw it 89 days or fewer from the start date, we will not pay any interest on the amount withdrawn; or. To find out more information about registered term investment products, please contact any of our branches, contact us at 1-888-310-HSBC (4722) or visit our investing products page. HSBC Personal Banking customers. To confirm the most recent rates, please contact any of our branches. Public Sector Banks FD Interest Rates Private Sector Banks FD Interest Rates Listening to what you have to say about services matters to us. HSBC Advance Savings: 0.05%: Daily closing balance: Between $25,000.00 and $49,999.99: Regular Savings: 0.05%: HSBC Advance Savings: 0.05%: Daily closing balance: Between $50,000.00 and $99,999.99: Regular Savings: 0.05%: HSBC Advance Savings: 0.05%: Daily closing balance: $100,000.00 and over: Regular Savings: 0.05%: HSBC Advance Savings: 0.05% HSBC Premier Savings† Premier customers only. Choose the right type of account for you. The RLR is 15.55% p.a. Regular Saver – Only available to HSBC Premier or HSBC Advance customers, Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers. It's easy to share your ideas, stay informed and join the conversation. (quarterly) less than the rates paid annually/maturity quoted above, excluding rates for 1 month which are the same as in the table above ** Actual rate will vary depending on fluctuations to HSBC Prime Rate. Filter and sort to see interest rates in your chosen currency. Maximise your savings to grow your money and reach your goals. Business banking interest rates Find current and previous interest rates for our business banking products. ISA stands for Individual Savings Account. combined lending of NZD500,000 or more or NZD100,000 of savings and investments with HSBC). To confirm the most recent rates, please contact any of our branches. 0.4% bonus interest is payable above the annual ongoing variable rate on an HSBC Serious Saver balance of up to $1,000,000. © Copyright HSBC Bank Canada 2020. Contact us To make an appointment or discuss your business needs; Find a branch Find your nearest HSBC branch; ... You are leaving the HSBC Commercial Banking website. For Investment Savings accounts, you receive different interest rates on different portions of your daily closing balance if it is $50,000.00 and over. A loyalty rate applies for 12 months from the date of each payment into your ISA. For example, if the minimum monthly balance is EGP 100,000 then the corresponding interest rate of 1.75% from the table below will apply to the entire EGP 100,000. If you make further payments into your ISA, your loyalty rate period will begin again from the date of each payment. Rates are subject to change without notice. This website uses cookies to establish a secured connection and to present you with targeted advertising. HSBC Bank A.Ş. Japanese Yen and Euro accounts will receive 0% interest on balances, unless otherwise agreed at the rate and in the manner specified in Your Foreign Currency Savings Account - Negative Credit Interest Rate Schedule. Current interest rates. By continuing on this website you consent to the use of these cookies. Interest rates are variable and paid monthly. Help your money grow with 1.00% AER/gross, fixed for 12 months. With HSBC's Term Deposit Account, you have the flexibility to choose the length of the deposit term, with preferential interest rates to grow your assets. The Commercial Investment Account rate applies to the entire balance, when the daily closing balance is between $1,000,000.00 and $100,000,000.99. General Disclaimers. No interest paid if daily closing balance under $1,000,000.00, No interest paid for balances greater than $100,000,000.99. Instructions to make a retirement income payment from your RRIF plan; Instructions to transfer proceeds of the redemption to another RRIF plan you hold with us or any of our subsidiaries or affiliates; or. Upon the expiry of your loyalty rate period, you will earn a standard rate of interest until you make a further payment. Product Effective Date Amount Gross % AER % Business Money Manager (Instant Access) (Monthly Interest) 01.06.2020. Make your money grow. Japanese Yen accounts will be charged -1.10% and Euro accounts will be charged -0.85%. If you wish to earn interest at a guaranteed rate and take advantage of a fixed term with the option to redeem at any time. Interest is calculated on your entire account balance using the rate that corresponds to your daily closing balance. Effective January 1, 2021, all Japanese Yen and Euro accounts will be charged negative credit interest rate. For non-compounded interest options, interest is calculated daily, non-compounded and paid at the frequency you select on making the deposit (which may be monthly, semi-annually, annually or at maturity). Redemption or withdrawal of all or part of the Non-redeemable GIC before the end of the term is not allowed. (monthly) or 0.15% p.a. For all accounts, interest is calculated based on the daily closing balance and paid monthly unless otherwise noted. For a redeemable GIC, if you withdraw all or part of it before the maturity date, the following conditions apply: We will pay interest at the fixed interest rate stated in the purchase confirmation on any part of your deposit not withdrawn before the maturity date. HSBC could be the first major UK lender to charge customers for current accounts, as it tries to make up for the record low interest rates that have … Close Dear Customers, effective 31 December 2020, our Manama Branch operations will be discontinued. *is a reference interest rate used to determine the annual interest rate applicable to deposit balances held in your Notice Deposit account. All rights reserved. HSBC Loyalty Cash ISA – HSBC Premier rates, HSBC Loyalty Cash ISA – Other current account rates, MySavings – monthly interest (variable rate), HSBC Premier MySavings (for 11 to 17 year old children of an HSBC Premier customer) – monthly interest (variable rate), Future Saver for children – Monthly interest (variable rate), Help to Buy: ISA – monthly interest (variable rate). Time deposit placement via the Bank’s phonebanking service is applicable only to “HSBC Jade” and “HSBC Premier” customers. HSBC offers a range of financial products which includes investments, credit cards, loans, insurance – and mortgages. This shows you what the gross rate would be if interest were paid and compounded each year. Explore more. HSBC Bermuda's current BMD base rate for personal banking customers is 3.5% all rates are subject to change without notice preferential mortgage and loan rates may apply - come and see us Some restrictions apply. *No interest is paid on the portion of the balance over $1,000,000.00 (in the currency of account) on GBP/EUR High Rate Savings accounts. New accounts receive interest from the date of opening. $500)-Interest paid … Interest is calculated on the following year basis: Hong Kong dollar - 365 days or 366 days (in leap years) Pound Sterling, Singapore dollar, Thai Baht - 365 days; Other currencies - 360 days; We offer deposit rates that vary among different currencies, deposit amounts … (where you don't make a withdrawal in the month). High and competitive interest rates on your deposits of up to 0.10% applicable on entire balance and paid monthly into the account. Our website doesn't support your browser so please upgrade. Definitions. Download PDF version of interest rates (1.27MB) Download PDF version of interest rates (1.27MB) for HSBC Savings accounts Download. HSBC Premier qualification criteria applies (e.g. Note: HSBC Bank Canada may at any time, in its sole discretion and upon prior notice to the customer, charge negative interest on deposits to foreign currency accounts. Fixed Rate Saver – both monthly and annual interest products, Cash e-ISA – Monthly interest paid tax-free (variable rate), Variable Rate Cash ISA – Preferential rates. stands for Annual Equivalent Rate. We’ll help you choose the right combination of interest rate and term to help you reach your financial goals. 0.80%. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Please note that this account is no longer sold. New accounts receive interest from the date of opening. Interest, if any, is paid monthly and is calculated on the daily closing balance. 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